Terms of Service

Last updated: September 28, 2026

1. About these Terms

These Terms of Service (“Terms”) govern your use of felipefontoura.com (the “Site”) and the courses, digital products, workshops, subscriptions and consulting services (the “Services”) offered under the Felipe Fontoura brand (“we”, “us”). By using the Site or buying a Service, you agree to these Terms, our Refund Policy and our Privacy Policy.

You must be at least 18 years old, or the age of majority where you live. If you buy on behalf of a company, you confirm you can bind it to these Terms.

2. Services

What each Service includes, its format, duration and price are described on its offer page. Consulting engagements and private workshops also follow a specific proposal or agreement, which prevails over these Terms if they conflict.

3. Payment options

The total price, the payment option and the number of charges are shown on the offer page and at checkout, before you pay. Depending on your country and the offer, you may see some or all of these options:

3.1 One-time payment. A single charge, by card or by local methods available in your country (such as Pix in Brazil).

3.2 Monthly payment plans. The total price split into a fixed number of monthly card charges (for example, 12 payments). A payment plan is not a subscription: by buying, you commit to all the charges in the plan. The first charge is made at purchase and the others on the same day of the following months. The plan ends automatically after the last charge. Cancelling early does not remove the remaining payments, except within the 14-day guarantee. If a charge fails, we retry it, and access may be suspended until the plan is up to date.

3.3 Financing partners. In some countries, checkout may offer installments through a financing partner (such as Klarna or Affirm). In that case we are paid in full, and your installment agreement is with the partner, under its own terms.

3.4 Subscriptions. Monthly and annual plans renew automatically for the same period and price until you cancel. You can cancel at any time through the management link in your receipt or by email; cancellation takes effect at the end of the period already paid. We notify you by email at least 30 days before any price change and before each annual renewal.

3.5 Currency and taxes. Prices are shown in the currency of your market. Taxes that apply in your country are shown at checkout. Your bank may charge its own fees, such as currency conversion or international transaction fees.

3.6 Authorization. By accepting these Terms at checkout, you authorize the charges to your payment method according to the option you chose.

4. 14-day guarantee

Every purchase is covered by a 14-day guarantee, in every country. How it applies to each payment option is set out in the Refund Policy.

5. Results and earnings disclaimer

Our courses, mentoring, content and consulting are educational. We do not promise or guarantee any specific result, including:

• income, revenue, profit, savings or any financial return;
• a job, job offer, promotion, raise, internship or career change;
• passing an exam, a public-service or civil-service exam, an interview, a technical assessment or a certification;
• clients, contracts, sales, or the success of a business, product, startup or project;
• the performance, security or production readiness of software you build.

Cases and testimonials are exceptional, not typical. Projects, numbers and stories shown on the Site, in our content and in our ads, including the author’s own career and projects, reflect specific people, experience, effort, timing and market conditions. They are not an indication of what you will achieve, and most people who buy educational products do not get comparable results. Your results depend on factors we don’t control, such as your background, dedication, time, resources, local market and decisions. If a person featured in a testimonial received compensation, a discount or free access, we disclose it next to the testimonial.

Nothing in the Services is financial, investment, legal, tax, accounting or career advice for your specific situation. Consult a qualified professional before making those decisions.

6. AI tools and third-party services

The Services teach and use third-party tools, including AI models, which change pricing, features and terms without our control. Output generated with AI tools can be wrong, insecure or infringe third-party rights; you are responsible for reviewing it and for how you use it.

7. Intellectual property

The Site, courses, materials, templates and code belong to us or our licensors. A purchase gives you a personal, non-exclusive, non-transferable license to use the material for your own learning or work. You may not resell, redistribute, publicly share or use it to train AI models, unless the offer says otherwise.

8. Acceptable use

Don’t use the Services for unlawful purposes, try to access systems or data you are not authorized to, disrupt the Site, record or republish live sessions without permission, or share your access with others. We may suspend access for serious or repeated violations.

9. Disclaimers

The Site and Services are provided “as is” and “as available”. To the extent the law allows, we disclaim implied warranties, such as merchantability and fitness for a particular purpose.

10. Limitation of liability

To the extent the law allows, we are not liable for indirect, incidental, special or consequential damages, or for lost profits, revenue or data. Our total liability for any claim is limited to the amount you paid for the Service in question in the 12 months before the claim. This section does not limit liability that cannot be limited by law, or your mandatory consumer rights.

11. Governing law and disputes

If you are a consumer, the mandatory consumer protection laws of the country where you live apply, and you may bring a claim in the courts of your place of residence where that law allows. Consulting engagements and other business agreements set their governing law in the agreement itself. Before any formal claim, please contact us: most issues are solved by email.

12. Language

These Terms are available in several languages. If versions conflict, the English version prevails, except where the law of your country requires the version in your language to prevail.

13. Local consumer rights

The rules below apply in addition to the rest of these Terms and prevail over them where they give you more protection.

Brazil

The Consumer Protection Code (CDC) applies to consumers in Brazil. Our 14-day guarantee is longer than the 7-day right of withdrawal in article 49. Consumers may bring claims in the courts of their own domicile.

European Union and European Economic Area

You have a statutory right to withdraw from a distance contract within 14 days, without giving a reason; our guarantee matches it for every product, including digital content you have already accessed. To withdraw, send us a clear statement by email (see the Refund Policy). The mandatory consumer law of your country of residence applies.

United Kingdom

You have 14 days to cancel under the Consumer Contracts Regulations, and remedies for faulty digital content under the Consumer Rights Act 2015.

United States

Subscriptions follow applicable state automatic renewal laws: we show the renewal terms before you buy, you can cancel online, and we send a reminder before annual renewals.

Argentina

Under Law 24.240 and Resolution 424/2020, you can revoke your purchase using the withdrawal button on this Site. The legal term is 10 days; our guarantee gives you 14.

Mexico, Chile and Colombia

The right of withdrawal under the Federal Consumer Protection Law (Mexico), Law 19.496 (Chile) and Law 1480 of 2011 (Colombia) applies. Our 14-day guarantee is longer than those legal terms.

14. Changes

We may update these Terms. The new version is posted on this page with a new date and applies to purchases made after that date.

15. Contact

Questions about these Terms: see our contact page.